EVs are becoming a regular feature on UK roads, with the focus on emissions and diesel engines their popularity is only going to increase.
Changing to an electric or hybrid van can save you a lot of money in the long run, providing they suit the type of driving you do. If an electric van doesn't offer the driving range that you require plug-in hybrids offer a low emission alternative.
Hybrid Vans Available In The UK
Hire Purchase is a hiring agreement between the customer and finance company secured against the vehicle. The customer has the option to own the vehicle at the end of the agreement subject to payment of the option to purchase fee
Lease purchase is a form of conditional sale agreement, which means that the regular payments are similar to a lease/rental agreement but you will own the car at the end of the deal. You may be asked to pay a number of monthly payments at the start of your agreement and a sum is usually deferred to the end of the agreement. The deferred sum will be determined by the age and mileage of the car at the end of the agreement.
PCP is in essence a purchase agreement. however a predicted minimum future value (balloon payment) is offset until the end of the agreement, this is called optional final payment. at the end of the term you have 3 options;
1) Keep the vehicle after paying the OFP
2) Hand the vehicle back to the finance company
3) Part exchange for another vehicle.
PCP is subject to agreed mileage at the end of the term where excess charges may apply. Please ensure the mileage band meets your needs.
Van Loans R Us is a Trading style of Tangerine Media Limited.
Tangerine Media Limited is registered in England and Wales under company number: 12247975. Registered office address: 4 Douro Terrace, Sunderland, Tyne & Wear, United Kingdom, SR2 7DX
Tangerine Media Limited Company (FRN - 958668) is an Appointed Representative of Future Car Credit Limited. Future Car Credit Limited is authorised and regulated by the Financial Conduct Authority (FRN 673990). We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow), this will not affect the rate you are offered or the amount you will pay back. The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers.
Tangerine Media Limited Ltd are registered with the Information Commissioners Office under registration number: ZB127788
The Financial Ombudsman Service (FOS) is an agency for arbitrating unresolved complaints between regulated firms and their clients. Full details can be found at www.financial-ombudsman.org.uk
Call us: 0191 716 26 56
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